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Analysis of Digital Zakat Payment Implementation: A Comparison in Southeast Asia

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Technological 4.0 refers to the trend towards automation and data exchange in technologies and processes such as cyber-physical systems, the internet, cloud computing, and artificial intelligence. Technology alters how people conduct financial transactions. Zakat is an important component of the social finance system, and it plays an important role in bridging the ummah's socioeconomic gap. This study aims to find out the implementation of digital zakat in four Asian countries. This study will also discuss the comparison of the implementation of digital zakat implemented by zakat institutions in four countries namely Malaysia, Indonesia, Brunei, and Singapore. The study found that there are some similarities and differences in the implementation of payment methods digital zakat implemented by zakat institutions in Southeast Asia. The results of the study found that the implementation of digital zakat for collection and distribution has been implemented in stages in Malaysia, Brunei, Indonesia, and Singapore. There are various steps in the implementation of digital zakat implemented by zakat institutions, whether the implementation is carried out by the institution itself by developing its own digital zakat application or the implementation is carried out in collaboration with external parties such as e-wallets and so on.
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