Financial well-being is essential for people to live happily and can be achieved by managing their finances. However, due to the rising cost of living, the socioeconomic well-being of people in urban and rural areas is badly affected. This situation has worsened since the pandemic from 2020 to 2022. Many Malaysians, especially single mothers, have lost their lives, income, health, and economic stability because of the virus. This research aims to discover Malaysian single mothers’ financial well-being after the pandemic Covid-19. The main objective of this study was to examine the factors related to financial well-being among single mothers in Malaysia. A conceptual framework was established from the theoretical settings to identify the financial characteristics including financial literacy, work flexibility, and Internal locus of control that influence their financial well-being. The study's population is single mothers in Malaysia registered under the Ministry of Women, Family and Community Development (KPWKM) across Malaysia. The findings of this study are useful for single mothers, policymakers and non-governmental organizations. More attention should be given to enhancing their knowledge and helping them to achieve better financial well-being. Then, the government can support by enforcing legislation that mandates organizations to offer family flexible working policies, especially for single mothers.
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