International Journal of Academic Research in Business and Social Sciences

search-icon

The Effect of Website Security on E-Payment Usage: From Jordanian Customer Perspective

Open access
This research aims to investigate the effect of Website Security on Electronic Payment usage in Jordanian shopping websites. That's where the population of the study includes Jordanian shopping websites customers, (620) questionnaires distributed as a sample of the study, only (469) questionnaires returned, where they respond rate (75.6 %) from the total distributed questionnaires.
The researcher used the descriptive study method; the data collected from the responses of the questionnaires were analyzed through Statistical Package for Social Sciences (SPSS). The study explored a number of important and significant results summarizing as follows:
1-This study obtained the evaluation of website security in the Jordanian website shopping through four main dimensions (Privacy, Confidentiality, Data Integrity, and Authentication).
2-The study showed a high level of importance of all dimensions that evaluated in this study.
1. Dzemydien?, D. Naujikien?, R. Kalinauskas, M. & Jasi?nas, E. (2010). Evaluation of Security Disturbance Risks in Electronic Financial Payment Systems ISSN 1822-8038 (online) INTELLECTUAL ECONOMICS, No. 2(8), p. 21–29
2. Jiang, W. X., Duanmu, D, & Deng, Y. (2013). A New Security Risk Assessment Method of Website Based on Generalized Fuzzy Numbers, Journal of computers, VOL. 8, NO. 1, JANUARY 2013.
3. Hair Jr, J. F., Hult, G. T. M., Ringle, C., & Sarstedt, M. (2016). A primer on partial least squares structural equation modeling (PLS-SEM). Sage Publications.
4. Liu, D. ( 2011)/E-commerce System Security Assessment Based on Grey Relational Analysis Comprehensive Evaluation, , school of Economics and Management, Shenyang Ligong University, Shenyang.
5. Mandi?, M. (2009). “Privacy and security in E-commerce”, M. A. Art Design and Internet technologies.( Vol. XXI)
6. Mark, S., Ackerman, D. T., Davis, Jr. (2003). Privacy and Security Issues in E-Commerce Review chapter for the New Economy Handbook (Jones, ed.).
7. Ming, W. Teoh, Y. Chong, S. Lin, B. & Chua, J. (2013).Factors affecting consumers’ perception of electronic payment: an empirical analysis, Internet Research , Emerald Group Publishing Limited .(Vol. 23) No. 4, pp. 465-485
8. Raghallaigh, E. (2011). Major Security Issues in E?Commerce BSc(Hons), DipHPsych .
9. Salem, A. & Walsh, W.(2011) .Making security information usable Guidelines for creating an effective Air Domain website.
10. Sen, P. Islam, R. & Ahmed, R. (2015). A Study on E-Commerce Security Issues and Solution. International Journal of Computer and Communication System Engineering. Vol. 2 (3).
11. Siddiqui, H. (July,2008). Investigation of Intention to use e- commerce in arab countries: A comparison of Self-Efficiency ,Usefulness ,Culture ,Gander and Socioeconomic statue in Saudi Arabia and UAE.
12. Yasin, S. Haseeb, K. & Qureshi, R. (2012) .Cryptography Based E-Commerce Security: IJCSI International Journal of Computer Science Issues, (Vol. 9, Issue 2, No 1). March 2012
13. Yazdanifard, R., Al-Huda Edres, N. & Seyedi, A. (2011).Security and Privacy Issues as a Potential Risk for Further Ecommerce Development, International Conference on Information Communication and (vol.16) Management IPCSIT , IACSIT Press, Singapore.
14. Yee, C. & Yazdanifard, R. (2014). How Customer Perception Shape buying Online Decision,. Global Journal of Management and Business Research: E Marketing Volume 14 Issue 2 Versions 1.0.
Aljabaly, S. M., & Alfarsi, M. K. (2017). The Effect of Website Security on E-Payment Usage: From Jordanian Customer Perspective. International Journal of Academic Research in Business and Social Sciences, 7(11), 873-881.