This study highlights the essential role of financial technology (Fintech) in transforming and expanding access of financial services. Through a systematic review, this study explores the technological, economic, and psychosocial factors influencing fintech adoption. VOSviewer and Biblioshiny tools were extensively used to identify thematic areas, citations networks, and research hotspots. The review’s findings indicate that most fintech adoption studies predominantly focus on the technical aspects of the technology, giving limited consideration to other variables such as the financial aspects and users' demographics. A flowchart based on the PRISMA guidelines has been included to make reviewing more credible. Based on the review's findings, a conceptual framework that presents the antecedents of fintech adoption is proposed. This study identifies the significant factors that could promote or impede the use or adoption of fintech solutions. It also disseminates information pertinent to stakeholders, outlining several avenues for advancing fintech research.
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