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In-Text Citation: (Sarkam et al., 2022)
To Cite this Article: Sarkam, N. A., Razi, N. F. M., Mohammad, N. H., Jamil, N. I., & Kurniawati, L. (2022). Attitudes, Security, and Perceived Ease of Use Influence The Consumers’ Decision to Use An E-payment System. International Journal of Academic Research in Business and Social Sciences, 12(3), 339–349.
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