International Journal of Academic Research in Psychology

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Perceptions of Academicians Towards the Reasons of Using Internet Banking: Case of Northern Cyprus

Open access
The main aim of this study is to research the reasons of why academicians working in a university of Northern Cyprus use internet banking. According to research findings the most important elements on internet banking usage are “Using at all hours of the day, 7/24 access”, “Saving of time”, “Speed of transactions”, “Not waiting in front of the bank or ATM”, “Ease of use compared to branch banks”, “The ease of seeing all data about transactions”, and “Being satisfied with internet banking transaction system”. When elements in the scale are categorised into smaller groups called factors only one factor named as convenience is reported to have explanatory power on internet banking usage.